Debt-Free and Prosperous Living
Take control of your personal finances! Course content includes: Consumer Debt: How much is debt costing me? What is it actually financing? How’s My Credit: Getting a credit report; Fixing a damaged credit report and reestablishing credit; Establishing a solid credit rating. Getting Rid of Debt: Breaking bad habits; Paying off debts; Consolidating debts; Negotiating with creditors; Managing credit; Plastic surgery! Debt planning. Budgeting: Establishing good spending habits; Controlling your money, don’t let it control you; Analyzing your budget; Establishing spending controls; This is going to hurt, but let’s trim your budget. Other Ways of Saving Money: Refinancing your home; Scams; Bankruptcy; Everyday ways to save money.